Equipment finance · Australia-wide
Equipment finance that keeps your business moving
We arrange fast, tailored equipment finance for Australian business owners, from earthmoving plant to truck, trailer and vehicle fleets. Backed by 15+ years and 40+ lenders.
- Access to 40+ lenders on one application
- Quotes typically within 1 business day
- 15+ years financing Australian equipment
No obligation. No cost to enquire.
Trusted by Australian businesses for 15+ years ยท Access to 40+ lenders
Is this you?
You're a good fit if…
If two or more of these sound like your situation, start with a phone call.
- ✓You're a business owner who needs to finance equipment (plant, trucks, trailers, vehicles or machinery) and don't have time to chase it yourself.
- ✓You've been knocked back by a bank, or you're not sure where to start.
- ✓You want a broker who understands the equipment you're buying, not just the paperwork behind it.
- ✓You're after more than a one-off deal; you want a finance partner who's ready when you need funding again.
- ✓You'd rather sign something you actually understand than get caught out by fine print.
What we finance
Finance structured around the gear you're buying
Every category below is financed against how your business actually earns from the asset, so repayments match the work it does.
Heavy & yellow plant
Excavators, loaders and civil construction machinery. We know what these machines are worth and how long they earn, so the term and the structure fit the job cycle.
Trucks & trailers
Single prime movers through to full fleet finance. Add units as the work comes in without renegotiating from scratch every time.
Company vehicles & utes
Straightforward approvals on the vehicles that get your crew to site, structured so the paperwork doesn't hold up the handover.
Machinery & specialist equipment
Sector-specific gear, structured around how your business actually uses it, including the assets a bank's standard categories don't recognise.
Why a broker
One application, 40+ lenders
Straight to your bank
- One lender's appetite, one answer
- A knockback ends the conversation
- You do the chasing
- This deal only
Through MH Finance
- Access to 40+ lenders
- We find the lender that says yes
- We do the chasing
- We plan for your next purchase too
Going direct means one bank's view of your business, and one answer. Through us it's still one application and one conversation, but it goes to a panel of more than 40 lenders, including the ones that specialise in the equipment you're buying.
Most brokers work the deal in front of them and move on. We take a longer view of your funding needs, so when the next machine comes up the groundwork is already done and the money is ready before you need it.
That's why our clients stay with us. They're not re-explaining their business every time they buy.
Prefer to talk it through first?
Call and we'll give you a straight answer.
No obligation. No cost to enquire.
How it works
Five steps, and the first one takes a phone call
-
Tell us what you need
A quick call or the online enquiry form. Rough details are enough to start, and you don't need paperwork ready.
-
We search our panel of 40+ lenders
We go to the lenders that fund your type of equipment.
-
You get a clear quote
No jargon, no pressure. You'll know the rate, the term and the total before you commit to anything.
-
We handle the approval and the paperwork
We deal with the lender, the documents and the questions, and keep you posted at each stage.
-
Your finance is settled
We pay the supplier and your gear goes on site. Quotes, pre-approvals and approvals typically come back within 1 business day.
Start at step one. No obligation. No cost to enquire.
Why MH Finance
What you get that a bank branch can't offer
Deep equipment knowledge
We understand the gear you're financing, not just the numbers, so your deal is structured right the first time.
Access to 40+ lenders
One application, the best-fit deal, not just whatever one bank offers you.
A long-term partner, not a one-off broker
We plan ahead so funding's ready before you need it again.
A small, personal team
You deal with the same experienced people every time, not a call centre.
Fast turnaround
Quotes typically within 1 business day, so you're not left waiting on equipment you need now.
15+ years' experience
Trusted by businesses running everything from a single ute to large plant and vehicle fleets.
In their words
What our clients say
Straight answers
Questions we get asked most
If yours isn't here, call and ask. You won't be handed to a call centre.
No obligation. No cost to enquire.
I've been knocked back for finance before. Can you still help?
Usually, yes. A knockback tells you about that bank's lending appetite, and other lenders assess the same business differently. We have access to more than 40 lenders, including specialists who fund equipment the major banks are cautious about. We'll tell you honestly what's achievable before you apply anywhere, so you're not collecting more declines.
How fast can I actually get a quote and approval?
Quotes, pre-approvals and approvals typically come back within 1 business day. Settlement timing then depends on the lender and the supplier, and we'll give you a realistic date for it.
Do you only deal with the banks, or other lenders too?
Both. Our panel of 40+ lenders covers the major banks, second-tier lenders and equipment finance specialists. That range means we can approach whichever lender suits your business and the asset you're buying.
What can I use equipment finance for?
Plant and earthmoving machinery, trucks and trailers, company vehicles and utes, and specialist or sector-specific equipment, new or used. If you're not sure whether an asset qualifies, ask us. It usually does.
Will this affect my other business borrowing?
It depends on how the facility is structured. Equipment finance is generally secured against the asset itself, so it can be set up to sit apart from your other lending. We'll walk you through the effect on your borrowing capacity before anything is signed.
What's the difference between using a broker and going direct to my bank?
Your bank can offer you its own products, on its own criteria. We put one application to 40+ lenders and negotiate on your behalf, then handle the approval and paperwork. We also keep an eye on what you'll need next, so the groundwork is done before your next purchase.
Is there any cost or obligation to get a quote?
No. Getting a quote costs nothing and commits you to nothing. If the numbers don't work for your business, we'll say so.
What information do you need from me to get started?
To begin: what you're buying, roughly what it costs, and a little about your business. That's enough for an initial conversation. If you decide to proceed we'll tell you exactly which documents the chosen lender needs. We don't ask for paperwork you don't need yet.
Get started
Tell us what you need financed
Five fields, and an answer within one business day.
- 15+ years arranging equipment finance
- Access to 40+ lenders on one application
- Quotes typically within 1 business day
- Australian Credit Licence 392006
Or call us directly
0448 268 323Get my free quote
No obligation. No cost to enquire.
