Equipment finance · Australia-wide

Equipment finance that keeps your business moving

We arrange fast, tailored equipment finance for Australian business owners, from earthmoving plant to truck, trailer and vehicle fleets. Backed by 15+ years and 40+ lenders.

  • Access to 40+ lenders on one application
  • Quotes typically within 1 business day
  • 15+ years financing Australian equipment

No obligation. No cost to enquire.

15+ Years in business
40+ Lenders on our panel
1 day Typical turnaround for quotes, pre-approvals and approvals

Trusted by Australian businesses for 15+ years ยท Access to 40+ lenders

Is this you?

You're a good fit if…

If two or more of these sound like your situation, start with a phone call.

Two members of the MH Finance team
  • You're a business owner who needs to finance equipment (plant, trucks, trailers, vehicles or machinery) and don't have time to chase it yourself.
  • You've been knocked back by a bank, or you're not sure where to start.
  • You want a broker who understands the equipment you're buying, not just the paperwork behind it.
  • You're after more than a one-off deal; you want a finance partner who's ready when you need funding again.
  • You'd rather sign something you actually understand than get caught out by fine print.

What we finance

Finance structured around the gear you're buying

Every category below is financed against how your business actually earns from the asset, so repayments match the work it does.

01

Heavy & yellow plant

Excavators, loaders and civil construction machinery. We know what these machines are worth and how long they earn, so the term and the structure fit the job cycle.

02

Trucks & trailers

Single prime movers through to full fleet finance. Add units as the work comes in without renegotiating from scratch every time.

03

Company vehicles & utes

Straightforward approvals on the vehicles that get your crew to site, structured so the paperwork doesn't hold up the handover.

04

Machinery & specialist equipment

Sector-specific gear, structured around how your business actually uses it, including the assets a bank's standard categories don't recognise.

A forklift operator moving pallets down a warehouse aisle

Why a broker

One application, 40+ lenders

Straight to your bank

  • One lender's appetite, one answer
  • A knockback ends the conversation
  • You do the chasing
  • This deal only

Through MH Finance

  • Access to 40+ lenders
  • We find the lender that says yes
  • We do the chasing
  • We plan for your next purchase too

Going direct means one bank's view of your business, and one answer. Through us it's still one application and one conversation, but it goes to a panel of more than 40 lenders, including the ones that specialise in the equipment you're buying.

Most brokers work the deal in front of them and move on. We take a longer view of your funding needs, so when the next machine comes up the groundwork is already done and the money is ready before you need it.

That's why our clients stay with us. They're not re-explaining their business every time they buy.

Prefer to talk it through first?

Call and we'll give you a straight answer.

0448 268 323

No obligation. No cost to enquire.

How it works

Five steps, and the first one takes a phone call

  1. Tell us what you need

    A quick call or the online enquiry form. Rough details are enough to start, and you don't need paperwork ready.

  2. We search our panel of 40+ lenders

    We go to the lenders that fund your type of equipment.

  3. You get a clear quote

    No jargon, no pressure. You'll know the rate, the term and the total before you commit to anything.

  4. We handle the approval and the paperwork

    We deal with the lender, the documents and the questions, and keep you posted at each stage.

  5. Your finance is settled

    We pay the supplier and your gear goes on site. Quotes, pre-approvals and approvals typically come back within 1 business day.

Start at step one. No obligation. No cost to enquire.

Why MH Finance

What you get that a bank branch can't offer

Deep equipment knowledge

We understand the gear you're financing, not just the numbers, so your deal is structured right the first time.

Access to 40+ lenders

One application, the best-fit deal, not just whatever one bank offers you.

A long-term partner, not a one-off broker

We plan ahead so funding's ready before you need it again.

A small, personal team

You deal with the same experienced people every time, not a call centre.

Fast turnaround

Quotes typically within 1 business day, so you're not left waiting on equipment you need now.

15+ years' experience

Trusted by businesses running everything from a single ute to large plant and vehicle fleets.

In their words

What our clients say

“Austrack Equipment and MH Finance have a long working relationship. Their knowledge of our industry and the requirements of our business has helped us with exponential growth. They have access to a wide range of financial products & have helped us with equipment finance, commercial property purchases & even international trade facilities when we need to import goods.”

Michael Benson, Austrack Equipment Pty Ltd

“Since the day QCS started, the team at MH Finance they have been exceptional to work with. They know what we do and they understand our industry and the machinery we need. We believe that MH Finance has our best interests at heart and helps take the stress out of what can be a very arduous process.”

Alyce Affleck, MD, Queensland Civil Solutions

Straight answers

Questions we get asked most

If yours isn't here, call and ask. You won't be handed to a call centre.

Two workers in hi-vis vests walking through a construction site past a truck and crane
Get my free equipment finance quote

No obligation. No cost to enquire.

I've been knocked back for finance before. Can you still help?

Usually, yes. A knockback tells you about that bank's lending appetite, and other lenders assess the same business differently. We have access to more than 40 lenders, including specialists who fund equipment the major banks are cautious about. We'll tell you honestly what's achievable before you apply anywhere, so you're not collecting more declines.

How fast can I actually get a quote and approval?

Quotes, pre-approvals and approvals typically come back within 1 business day. Settlement timing then depends on the lender and the supplier, and we'll give you a realistic date for it.

Do you only deal with the banks, or other lenders too?

Both. Our panel of 40+ lenders covers the major banks, second-tier lenders and equipment finance specialists. That range means we can approach whichever lender suits your business and the asset you're buying.

What can I use equipment finance for?

Plant and earthmoving machinery, trucks and trailers, company vehicles and utes, and specialist or sector-specific equipment, new or used. If you're not sure whether an asset qualifies, ask us. It usually does.

Will this affect my other business borrowing?

It depends on how the facility is structured. Equipment finance is generally secured against the asset itself, so it can be set up to sit apart from your other lending. We'll walk you through the effect on your borrowing capacity before anything is signed.

What's the difference between using a broker and going direct to my bank?

Your bank can offer you its own products, on its own criteria. We put one application to 40+ lenders and negotiate on your behalf, then handle the approval and paperwork. We also keep an eye on what you'll need next, so the groundwork is done before your next purchase.

Is there any cost or obligation to get a quote?

No. Getting a quote costs nothing and commits you to nothing. If the numbers don't work for your business, we'll say so.

What information do you need from me to get started?

To begin: what you're buying, roughly what it costs, and a little about your business. That's enough for an initial conversation. If you decide to proceed we'll tell you exactly which documents the chosen lender needs. We don't ask for paperwork you don't need yet.

Get started

Tell us what you need financed

Five fields, and an answer within one business day.

  • 15+ years arranging equipment finance
  • Access to 40+ lenders on one application
  • Quotes typically within 1 business day
  • Australian Credit Licence 392006

Or call us directly

0448 268 323

Get my free quote

No obligation. No cost to enquire.